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WASHINGTON, D.C. — The National Retail Federation finds almost 40 percent of people say they plan to use credit to buy their holiday gifts this year, up almost ten percent from last year.
Experts have some tips for those who choose to charge.
Read the fine print of card offers so you’re not surprised by any limits on teaser perks, cash in your rewards on points you’ve been accruing, and create a budget and a repayment strategy for your holiday gifts.
